Calculator

Loan Eligibility & Budget Calculator

Work out how much a bank is likely to lend on your income — and the property budget that implies.

₹10k₹20 L
₹0₹5 L
6%15%
1 yr30 yrs

Indicative Property Budget

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Maximum Affordable EMI
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Indicative Loan Amount
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Assumes lenders allow up to 50% of net income towards all EMIs (FOIR) and lend up to 80% of the property value. Both vary by lender, income type and loan size — treat this as a starting point, not an approval.